LDC Salary in Rajasthan: Starting Salary, Monthly In Hand Pay and Full Breakdown

A government job in Rajasthan is a dream for thousands of students and job seekers because it brings stability, respect, and a guaranteed monthly income. Among all government posts, the LDC or Lower Division Clerk is one of the most popular positions. Candidates preparing for this post always want to know the LDC salary in Rajasthan, how much they get in hand every month, the probation salary, PF deductions, grade pay, and long term financial growth.

Here is a simple, friendly, and complete breakdown of the ldc salary in rajasthan per month, explained in a way that even beginners can easily understand. The aim is to give full clarity on monthly in hand salary, CTC, LPA, allowances, PF, increment, tax deductions, and more.

Understanding Basic Salary Terms in Simple Words

Before looking at the exact LDC salary, it helps to understand three common words: LPA, CTC, and In hand salary.

LPA

LPA means Lakh Per Annum.
Example:
If you get 3 LPA, it means you earn 3 lakh rupees in a year.

CTC

CTC means Cost to Company. It includes:

• Basic salary
• House Rent Allowance
• Dearness Allowance
• Travel Allowance
• Medical Allowance
• Bonus
• Employer PF
• All other benefits

CTC is always higher than your in hand salary because it includes everything the employer spends on you.

In Hand Salary

This is the money that actually reaches your bank account every month after cutting PF, TDS, and other deductions.

PF

PF or Provident Fund is your long term saving. You contribute 12 percent of your basic salary. Your employer also contributes a similar amount.

Tax Deductions

Income tax is charged only if your annual taxable income crosses the minimum limit. You can save tax by using 80C, HRA, health insurance, NPS, PPF, and other options.

LDC Salary in Rajasthan: Pay Matrix Level 5

The LDC salary is based on Pay Matrix Level 5. Before the 7th Pay Commission, the grade pay was 2400, which is why many people still search for ldc salary in rajasthan grade pay or year wise terms like ldc salary in rajasthan 2020, 2021, 2022, and so on.

Basic Pay in Level 5

The starting basic salary is usually around ₹27,000 to ₹28,000. This basic pay grows every year due to increments.

Allowances Included

An LDC receives:

• DA
• HRA
• TA
• Special allowances
• Festival benefits

These allowances increase the gross salary and directly affect the final in hand amount.

LDC Salary in Rajasthan Per Month: Realistic Breakdown

Most new LDCs get a monthly gross salary of ₹32,000 to ₹36,000. After PF and other deductions, the in hand salary comes to ₹28,000 to ₹31,000.

Here is a simple example of a monthly salary breakdown:

Values may change slightly based on posting location and yearly DA updates.

LDC Salary in Rajasthan in Probation Period

The probation salary is always lower because the employee receives a fixed amount and allowances are not given. Most candidates receive around ₹13,000 to ₹15,000 per month during the probation period.

Once probation ends, the salary jumps because basic pay and allowances start reflecting fully.

School LDC Salary in Rajasthan

The school ldc salary in rajasthan is similar to other departments because all LDCs fall under the same pay matrix. After probation, the in hand salary remains around ₹28,000 to ₹31,000.

High Court LDC Salary in Rajasthan

The high court ldc salary in rajasthan is slightly higher. This is because of additional allowances and benefits. Many candidates also search for this in Hindi like high court ldc salary in rajasthan in hindi.

Typical in hand salary: ₹35,000 to ₹40,000 per month.

Panchayati Raj LDC Salary in Rajasthan

The panchayati raj ldc salary in rajasthan also follows pay matrix level 5 and offers an in hand salary between ₹29,000 to ₹32,000 depending on rural or semi urban posting.

Year Wise Salary Searches Explained

Candidates preparing for exams often search:

• ldc salary in rajasthan 2019
• ldc salary in rajasthan 2020
• ldc salary in rajasthan 2021
• ldc salary in rajasthan 2022
• ldc salary in rajasthan 2023

The main difference between these years is only DA percentage. Basic pay remains the same. Every six months, DA increases which raises the gross and in hand salary.

How PF, Tax, and Allowances Affect Take Home Salary

1. PF Deduction

Employee PF is 12 percent of basic salary.
If basic is ₹27,000, then PF is 3240.

2. Income Tax

If taxable income is above the limit, TDS is deducted monthly. You can reduce tax by choosing the right regime and claiming tax benefits.

3. Allowances

HRA and DA increase your gross salary and help you get a better in hand amount.

LPA Based Salary Tables for Easy Understanding

To make the concept clearer, here are three detailed LPA based tables. These tables help every reader easily understand how monthly salary actually looks in India.

5 LPA Salary Breakdown in India

This is a common salary range for entry level private jobs.

10 LPA Salary Breakdown in India

This is a common salary slab for mid level positions.

20 LPA Salary Breakdown in India

These tables give a clear idea of how CTC reduces to in hand salary due to PF and income tax.

Real Life Example of Salary Breakdown

Imagine someone receives ₹10 LPA annually. After looking at the table above:
• Monthly CTC around ₹83000
• After PF and tax cuts, monthly in hand becomes ₹65000 to ₹70000

This helps job seekers understand what they will actually take home.

LDC Salary in Rajasthan with Per Year Increment

Every year LDCs receive an increment of around 3 percent of basic salary.
If basic is ₹27,000, annual increment will be around ₹810. Because DA is calculated on top of basic, your total salary keeps rising every year.

This increment, along with DA hikes, improves long term growth.

How Bonuses and Incentives Work

Government LDCs do not receive performance bonuses like private employees. But they receive:

• DA increases twice a year
• Annual increments
• Festival bonuses in some departments
• Promotions to UDC or Assistant roles
• Long term PF and pension benefits

These benefits make the job financially stable.

Tips to Increase In Hand Salary

Here are simple ways to improve take home salary.

Choose the right tax regime

Compare the old and new tax regime to see which saves more tax for you.

Use tax saving investments

Invest in PPF, ELSS, NPS, LIC, or pension schemes.

Use HRA exemption

If living in a rented house, use rent receipts to lower taxable income.

Claim all allowances and reimbursements

If your department offers reimbursements, claim them to reduce taxable salary.

Conclusion

The LDC salary in Rajasthan is one of the most stable and rewarding government job salaries in the state. From a good in hand salary of ₹28,000 to ₹31,000 to long term financial benefits like PF, increments, and promotions, the job provides everything needed for a secure future. Understanding CTC, LPA, PF deductions, DA hikes, and tax planning helps candidates make better financial decisions. Whether you are preparing for the exam or joining soon, knowing your salary structure gives confidence and clarity.

Frequently Asked Questions

1. What is the LDC starting salary in Rajasthan per month?

The starting in hand salary is around ₹28,000 to ₹31,000 per month after deductions.

2. What is the probation period salary for LDC?

Probation salary is around ₹13,000 to ₹15,000 per month because allowances are not added.

3. Is high court LDC salary higher?

Yes, high court LDCs receive slightly higher allowances, making in hand salary around ₹35,000 to ₹40,000.

4. How much PF is deducted from LDC salary?

PF is 12 percent of basic salary. If basic is ₹27,000, PF is ₹3,240.

5. Does LDC salary increase every year?

Yes, annual increment of around 3 percent plus DA hikes twice a year increase the total salary.

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